Independent Contractors

As small business owners, our independent contractors need the confidence that their insurance needs are being met, so that they can focus on running their business, and most importantly running miles.

We have a staff dedicated to your business and are committed to providing you the best coverage at the most competitive price while maintaining our stellar reputation in customer service. We understand that the last worry you need to have is whether or not your business and equipment are covered in the event of a loss.


As an independent contractor you are driving under the authority of another carrier and as such you need to be sure that your interests are protected at all times and not only while under the dispatch of your carrier. At Cline Wood, a Marsh & McLennan Agency, we have extensive knowledge in working with leased owner operators and are able to provide you the coverage you need in order to ensure your equipment is protected. These coverages include, but are not limited to:

  • Non-Trucking Liability
  • Physical Damage Coverage
  • Occupational Accident
  • Workers’ Compensation
  • Passenger Accident
  • Property
  • EPLI (Employment Practices Liability Insurance)