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National Safety Month – Slips, Trips & Falls

Posted June 10, 2019 by Erin

National Safety Month – Slips, Trips and Falls in the Trucking Industry

According to the Occupational Safety and Health Administration (OSHA), most incidents in general industry, including trucking, involve slips, trips, and falls. Such incidents cause 15% of all accidental deaths, and are second only to motor vehicles as a cause of fatalities.  Many professional truck drivers are injured each year, and some are killed, as a result of slips, trips and falls.

Slips happen when there isn’t enough friction or traction between a person’s feet and the surface they are walking on. Common causes of slips include walking on wet or oily surfaces, loose or unanchored mats, and flooring that lacks the same degree of traction in all areas.  In the trucking industry common areas of slips include offices, shops, trailer floors, tank ladders and tractor steps.

Trips happen when a person’s foot strikes an object, causing them to lose balance. Workers trip due to a variety of reasons, including clutter in walkways, poor lighting, uncovered cables, drawers being left open, wrinkled carpeting or rugs and uneven walking surfaces.  Common areas for trips in the trucking industry include offices, shops, trailer floors, parking lots and unpaved yards.

Falls occur after someone has slipped or tripped and they tumble to the ground or to a lower surface.  OSHA notes that the majority (67%) of falls happen on the same level resulting from slips and trips. The remaining 30% are falls from a height such as from a trailer floor, loading dock, tank ladder or cab of tractor to the ground.

The staff at RoadKing recommends the following tips for professional truck drivers to eliminate or reduce the frequency and severity of injuries caused by trips, slips and falls:

  • Wear appropriate footwear with good foot and ankle support and slip-resistant soles and heels.
  • Face forward and always use the three points of contact when climbing onto or down from a vehicle.
  • Keep tools, gloves, brushes, fire extinguishers, etc., in their proper places and out of the cab entry/exit path.
  • Observe walking surfaces, looking for any holes, raised elevations, slippery or slick surfaces, obstructions, etc. Use extra caution in adverse conditions, such as snow, ice, rain and mud.
  • When walking around a truck at night, always use a flashlight.
  • Never jump off freight, vehicles or loading platforms.
  • Watch out for “bad housekeeping” such as loose materials, trash, discarded shrink wrap, cargo bars, broken pallets, clutter, etc. on loading docks, parking lots, terminals, etc.
  • Use extreme caution securing/loosening a load on a flatbed.
  • When inside bodies and trailers, be alert for slippery spots and loose material.
  • Because loading docks and ramps are dangerous areas:
    Be conscious of uneven surfaces between the truck/trailer bed and the dock or ramp. Ensure that dock plates/ramps are properly placed. Be careful on dock plates/ramps that are worn smooth or may be slippery. When walking along a loading dock or through a warehouse, be aware of powered material handling equipment.
  • Always check to make sure your truck is finished being loaded/unloaded and that any and all vehicle-restraining devices have been removed before pulling out.
  • Move cautiously and deliberately because inattention, fatigue, stress and haste can increase the risk for a slip, trip or fall. ¹

 

OSHA’s Top 10 Most-cited Violations

Prevent Same-level Slips, Trips and Falls

Flooring Standards and Fall Prevention

 

 

Sources:
¹ https://www.roadking.com/truckers/avoid-trips-and-falls/ (Road King Magazine on 1/1/17 by Warren Eulgen, accessed 6/7/19)
https://www.osha.gov/oshstats/work.html

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

 

Meet Our Claims & Risk Consulting Team

Posted June 10, 2019 by Erin

Meet our Claims & Risk Consulting Team

As a client of Cline Wood, a Marsh & McLennan Agency, you have full access to a broad spectrum of risk management services, as well as a committed partner in managing your business from a safety perspective. We are very proud of, and excited about the team we’ve assembled to help educate and guide our clients regarding safety best practices.


Read Steve Page’s Consultant Spotlight here!

 


Read Kenny Ray’s Consultant Spotlight here!

 


Read Scott Dunwiddie’s Consultant Spotlight here!

We have found our most valuable resource is our ability to act as an in-house safety consultant for our clients. We work closely with our clients to understand their needs and collaborate with them to make sure we are providing REAL VALUE to their program. Our goal is to provide our resources to improve their company’s overall safety culture, therefore increasing their overall profitability.

This can be accomplished by enhancing the existing safety program by focusing on two main areas that most transportation and logistics firms struggle with:

Claims Consultation, Strategy and Advocacy
We understand the cost of claims, and we work with our clients to minimize the various exposures. Our in house claims department serves as an advocate for our clients on issues such as coverage, self-insured retentions, and document production. This department provides multi-party or one-on-one consultation related to the investigation, reserving, subrogation and timely settlement of the client’s claims. We work with our clients to evaluate their claims reporting processes to mitigate losses and aggressively adjudicate claims.

Individualized Safety and Risk Education and Consultation
Whether it be mentoring, educating or advocating, our risk consulting team is ready to work hands on with our clients to tailor our services to their insurance and risk management needs. Our team understands the risk, safety, loss prevention and claims support needs that your company has and can work with you to develop a strong safety culture to help you succeed in the current transportation industry. We partner with our clients to provide resolutions to and/or education on any number of client challenges. Here are just a few of the safety services we provide:

  • Review of current safety policies & procedures through internal DOT and OSHA compliance guidance. Identify regulatory and cultural gaps, develop corrective actions and deliver training specific to the identified needs.
  • Evaluate current driver recruiting and hiring guidelines and driver retention practices. Assist in building future hiring guidelines with further training considered to better develop new drivers.
  • Evaluating initial driver orientation and ongoing driver training for driving and WC with emphasis on defensive driving and industry-specific practices (proper lifting, trips, slips and falls, etc.).

We look forward to partnering with you to establish a high level safety culture by determining your current transportation safety strengths and weaknesses through the initiatives outlined above.

 

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

Consultant Spotlight – Scott Dunwiddie

Posted June 10, 2019 by Erin

We understand the cost of claims, and we work with our clients to minimize the various exposures. Our in house claims department serves as an advocate for our clients on issues such as coverage, self-insured retentions, and document production. This department provides multi-party or one-on-one consultation related to the investigation, reserving, subrogation and timely settlement of the client’s claims. We work with our clients to evaluate their claims reporting processes to mitigate losses and aggressively adjudicate claims.

Let’s get to know Scott Dunwiddie through this Fast Five Q&A!

How did you get your start in Insurance?
When I was in my last year of law school, there was a job posting for an insurance claims adjuster handling Employee Dishonesty, Theft, Forgery, etc. claims, and they were seeking attorney applicants. Up until that time I hadn’t considered working in the insurance industry, but it sounded like interesting work. I was fortunate to get the job, and over the course of those early years I had several great mentors that helped me learn about policy construction, claims best practices, claims strategy, and loss control in addition to many other aspects of insurance.

Why is Risk Management important to you?
I’ve seen so many examples of horrific accidents over the years that had devastating effects on the individuals and businesses involved. Most, if not all, of these accidents could have been prevented.

What do you feel is your greatest strength as a Risk Management professional?
My ability to analyze a scenario or process to help determine root causes, exposures, and solutions.

What are the top 3 things a trucking company should focus on to improve their risk management efforts?

  • Creating a Safety & Claims Committee with members from different areas of the company that has full support of ownership/upper management. Have the committee review any incident, no matter how minor, for root cause analysis and submit suggestions for improvement to ownership/upper management.
  • Creating a comprehensive Safety Plan and written procedures that are regularly reviewed and updated.
  • Regular, detailed training for all staff on safety and other company procedures. Keep records of the training on file, including dates of training, topics, and who attended.

Why are you proud to work for Cline Wood, a Marsh & McLennan Agency?
We value learning every aspect of our clients’ businesses, and develop lasting relationships with our clients. We also have many years of experience, and care about helping our clients prevent losses.

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

Consultant Spotlight – Steve Page

Posted June 10, 2019 by Erin

Whether it be mentoring, educating or advocating, our risk consulting team is ready to work hands on with our clients to tailor our services to their insurance and risk management needs. Our team understands the risk, safety, loss prevention and claims support needs that your company has and can work with you to develop a strong safety culture to help you succeed in the current transportation industry.

Let’s get to know Steve Page through this Fast Five Q&A!

How did you get your start in Transportation? 
In 1981 when conventional wasn’t cool, back when you had to stop and find a phone to call and we dispatched without a computer and used an atlas. I began this transportation journey as a tractor trailer parts manager at a local trucking company.

Why is safety important to you?
Trucking and Trucking Safety are two of the most crucial jobs in the world, because without safe pickup and delivery of freight our world would come to a halt. Yet Trucking and Trucking Safety are probably two of the riskiest businesses you can be in due to so many variables.

What do you feel is your greatest strength as a Risk Consultant?
Knowledge of the Transportation business beyond compliance, due to my years of experience as a safety director with a trucking carrier.

What are the top 3 things a trucking company should focus on to reduce risk and improve their safety culture?

  • Creating a Safe Culture that sets you above the others
  • Live the Safety Culture you promote
  • Coach, Teach, Coach

Why are you proud to work for Cline Wood, a Marsh & McLennan Agency?  
We are able to help our clients move up to the next level in safety culture, where they want to be. We’re also able to show safety underperformers what they are missing by setting the bar for and sharing benefits of their next level of safety culture. Carefulness costs you nothing, Carelessness costs lives.

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

 

Consultant Spotlight – Kenny Ray

Posted June 10, 2019 by Erin

Whether it be mentoring, educating or advocating, our risk consulting team is ready to work hands on with our clients to tailor our services to their insurance and risk management needs. Our team understands the risk, safety, loss prevention and claims support needs that your company has and can work with you to develop a strong safety culture to help you succeed in the current transportation industry.

Let’s get to know Kenny Ray through this Fast Five Q&A!

How did you get your start in Transportation? 
As the son of a lifelong OTR driver, I have been in and around the industry my entire life.  My Dad taught me to drive a truck as a teenager. Up until a few years ago I held a Texas Class A CDL with every endorsement including HazMat and passenger. I entered the profession full time as a Texas State Trooper enforcing CMV regulations and conducting DOT Audits in 1987.

Why is safety important to you?
I have investigated hundreds of traffic crashes and witnessed firsthand the devastation resulting from unsafe acts and equipment. I am totally committed to reducing or eliminating that devastation.

What do you feel is your greatest strength as a Risk Consultant?
Making a measurable difference for a trucking company through high quality training and by providing comprehensive regulatory guidance and assistance.

What are the top 3 things a trucking company should focus on to reduce risk and improve their safety culture?

  • Safety must be a bedrock principle, not a priority.
  • Policies must be sound and be followed.
  • Quality training can make a positive difference.

Why are you proud to work for Cline Wood, a Marsh & McLennan Agency?  
We genuinely care about our clients and are committed to bringing value to their trucking operations.

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

 

 

Preventing Slips, Trips and Falls

Posted June 26, 2017 by Erin

Sometimes all it takes is one time slipping on a wet surface to cause a debilitating injury to a worker’s back, a broken bone, or worse.  According to the Bureau of Labor Statistics, there were 800 work-related fatalities and over 300,000 total work-related injuries due to slips, trips and falls in 2015.[1]

Once an injury occurs, a worker is typically unable to work for an extended period of time, potentially meaning less income.  There could also be significant medical expenses and decreased ability to conduct your normal daily activities, making it difficult to take care of your loved ones.

WHAT CAN YOU DO?

    1. ONLY WEAR STURDY, WATERPROOF WORK BOOTS
      This helps keep your feet dry and prevents them from slipping off most surfaces.  NO flip flops, slides, or sandals.
    2. MAKE SURE YOUR WORK BOOTS HAVE GOOD NON-SLIP TREAD
      This helps give you good traction in adverse weather conditions and prevents slips/falls.  If your work boots are old, chances are good the tread is worn down and it’s time for a new pair.
    3. MAKE SURE YOUR WORK BOOTS HAVE A STEEL SAFETY TOE
      This helps prevent injuries from bumps or items accidentally dropped on your foot.
    4. REVIEW YOUR SURROUNDINGS
      Look around you to see if there are any potential hazards, like potholes, water/snow on the ground, etc.
    5. USE THREE POINTS OF CONTACT
      When getting in or getting out of your truck or trailer, make sure you have either two hands and one foot, or two feet and one hand making contact with the truck the whole time.  This helps ensure stability.

     

    If you follow these basic guidelines you will drastically reduce the chance of a slip, trip or fall type of accident.  Your employer and your family will also appreciate your efforts to work safer and come home happy and healthy at the end of the workday.

    If you should have any questions regarding the information above or would like to discuss other safety topics, please don’t hesitate to contact Cline Wood at 888-451-3900 or safetrucking@clinewood.com.

    [1] Sources: https://www.bls.gov/opub/ted/2016/4836-fatal-work-injuries-in-the-united-states-during-2015.htm; https://www.bls.gov/news.release/pdf/osh2.pdf


    This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

Webinar: Keeping Your Focus on the Road Ahead

Posted April 11, 2017 by Administrator

Truck InsuranceJoin Cline Wood University and industry expert Mike Bohon from Great West Casualty Company as we discuss factors that contribute to rear end crashes. These include (but are not limited to) following distance, vehicle speed, driver distractions, and improper reaction by the driver. We’ll cover a variety of important strategies to combat these issues – improving safety and reducing risk. Topics include:

* Calculating stopping distance
* Gauging proper following distance
* Reducing/eliminating distractions
* Mentally practicing reactions to road hazards
* Preventing/mitigating rear-end crashes

Date & Time: Wed, Apr 19, 2017 12:00 PM – 12:30 PM CDT
To register for the complimentary webinar: https://attendee.gotowebinar.com/register/8878248911594592771

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

Webinar: New DOL Standards Pose Challenges for Trucking Companies

Posted October 6, 2016 by Administrator

Join Cline Wood and Roberts Perryman as we discuss the challenges facing the trucking industry in light of new Department of Labor regulatory standards. Effective December 1, the new DOL standards regarding payment of overtime will affect most trucking industry occupations. This includes drivers, mechanics, dispatchers, sales and recruiters. Subject matter expert Ted L. Perryman will address the impact on your trucking business and more. Topics include:

* FLSA Overtime Changes man and truck
* Criminal Background Checks
* Misclassification
* Whistle Blower Litigation
* Retaliatory Discharge

Date & Time: Wed, Oct 19, 2016 12:00 PM – 12:30 PM CDT

Register at https://attendee.gotowebinar.com/register/1805350090969271812

University Webinar – How Video Technology Improves Driver Performance & Reduces Claim Exposures

Posted May 6, 2015 by Administrator

Join Cline Wood University for this complimentary and educational web seminar to learn how video technology is improving driver performance and reducing exposure to claims for trucking companies. On-board cameras provide an objective witness to accidents and near misses. This allows transportation companies to closely monitor drivers and provide defense against frivolous claims. Webinar topics include:

  • How Video Technology Enhances Driver Performance
  • Why Onboard Cameras Provide Critical Defense Against Suits & Claims
  • Recommended Camera Features & Capabilities
  • How to Create Driver Buy In for Onboard Cameras

Date & Time: Wed, May 6, 2015 12:00 PM – 12:30 PM CDT

 

Register Now: https://attendee.gotowebinar.com/register/5164817698973285121

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