Viewing posts categorised under: Risk Management

The “Top 5 Stable Crash Predictors” for truck drivers

Posted May 20, 2019 by Erin

The “Top 5 Stable Crash Predictors” for truck drivers, according to analysis performed by the American Transportation Research Institute (ATRI) are:

  1. A past crash;
  2. An improper lane/location conviction;
  3. A reckless/careless/inattentive/negligent driving conviction;
  4. An improper/erratic lane changes conviction; and,
  5. An improper lane change violation.

ATRI, a research organization affiliated with the American Trucking Associations, conducted three, large-scale ‘Predicting Truck Crash Involvement’ studies since 2005, and these top 5 stable crash predictors were identified as common, crash-predictive behaviors in each of the three studies. Go here to obtain ATRI’s latest crash predictor study: https://truckingresearch.org/2018/07/31/predicting-truck-crash-involvement-2018-update/

 

Originally Published by Scopelitis Transportation Consulting, LLC May 15, 2019. https://www.scopelitisconsulting.com/the-top-5-stable-crash-predictors-for-truck-drivers/

It’s Time to Stop Distracted Driving!

Posted April 26, 2019 by Erin

It’s no surprise that distracted driving is currently at its worst on our nation’s highways. Distracted driving incidents come up every day on the highways and interstates, but now regular occurrences are even in city streets, parking lots and neighborhoods – and April is National Distracted Driving Month!

Just count the times in the last two days you found yourself really frustrated with someone so distracted with some type of electronic device that you would have liked to really awaken them to how soon their lives, the lives of loved ones, or others on the road, could be drastically impacted!

Included (here) is a link to a video I would like you to watch. WARNING: CONTAINS GRAPHIC FOOTAGE. Some may have seen this before.  When you watch things like this, distracted driving and fatigue clearly come to mind.  This crash changed numerous families’ lives as well as the driver.  And it all could have been prevented!

Nowadays, as I find myself with many miles behind a windshield, I look for several things when approaching a tractor trailer –  just to test how distracted people in our industry might be. As I approach the tractor trailer I try to stay back a distance to set my pace and check the driver’s speed, the driver’s professionalism and how well they are controlling their vehicle in the conditions around them.  There are many that do a fantastic job and make me proud to be a safety advocate of the transportation industry.  However, there are staggering percentages on the road today that disappoint me, and make a bad name for the rest of the professional truck drivers who do an excellent job of maintaining safety best practices on the road.

So how do we fix this problem that is taking so many lives each day on our nation’s highways?

I know as you read this article, you are thinking: “I don’t have this problem”.  Well, unfortunately we all have this problem. If you really are truthful with yourself and look at the many things we all do while driving a tractor trailer, or even your personal car down the highway, street, or across the parking lot you would scare yourself.

Distractions are everywhere and in every facet of life. Whether it be visual, audible, mental, eating or even emotional distractions. These are the leading distractions in most findings of crashes as we fail to react to our surroundings in a timely manner.

Even more shocking is that many distracted driving accidents were with drivers 40 years of age or older. So we can’t just blame the younger drivers.

Distractions inhibit one’s ability to perceive hazards and react properly in time. The most common distractions for drivers are cell phones, passengers, eating/drinking, day dreaming, and objects outside the vehicle – like road signs. Turning one’s attention away from driving for any of these distractions, even for a few seconds, eliminates the ability to react properly to hazards and can lead to a severe crash.

Stopping distance is calculated by multiplying current speed (MPH) times 1.5. The result is feet traveled per second (FTS). For example, a tractor-trailer traveling at 65 MPH travels approximately 100 feet per second (65 x 1.5 = 97.5 FTS). At this speed, one can travel the length of a football field (300 ft.) in just a few seconds. 

A lot of bad things can happen in that time if you are not completely focused on the road ahead and around you.  So in this day and time, when we are given all these great electronic tools and devices and our lives have become so busy that we feel forced to accomplish multiple tasks every waking hour, how do we stop this cycle?

By reducing your distractions behind the wheel!

  • Plan ahead – You should review your trip in detail before leaving and program your GPS accordingly if you use one. If adjustments are needed in your route, pull off the highway onto an on ramp or lot and enter a new destination, or review your map before resuming your trip. If you are still having trouble call your fleet manager or night/weekend operations and they can assist you in finding what you are looking for!  If you own a smart phone install the Google Earth app, but again ONLY use it when stopped.
  • Be mentally and emotionally sharp – Get adequate rest before you head out and never rely on caffeine or other energy drinks. Avoid heavy meals and exercise regularly to boost energy and relieve stress.  We know family and personal issues are very difficult to leave outside of your truck, but try to leave those to non-driving times. Schedule call times with your family, and should your family call while driving ask them if you can call back at a safer time. We recommend while driving to not answer calls, text or pick up a hand held device for any reason.
  • Good rules of thumb to help with self-discipline:
    • Keep devices out of reach – out of sight and out of mind keeps the distractions at bay.
    • Voicemails are there for a reason – to allow you to call someone back. Most all calls can be returned once you are parked in a safe location.
    • Turn on your device auto messaging to “I’m driving right now”.
  • Be attentive to the road ahead – Keep your eyes on the road and only make quick glances to mirrors. Do you ever see a quarterback in the middle of a play stare at the side line? Well if they do it only takes one time and that’s when a 380lb linebacker does a ground check on them!  Also, when hazards are present, such as bad weather and construction zones, slow down and leave extra distance or find a safe place to park until conditions or traffic around you improves.

We want you back home safely with your family at the end of your trip and enjoying your time with them!

Many of you have worked very hard throughout your career at this point to not have been in/involved in an accident, and at Cline Wood, a Marsh & McLennan Agency, our hats are off to you because you have followed your personal rules and not allowed yourself to get distracted!

So please continue to be safe and don’t let distracted driving destroy the career you’ve worked so hard to achieve!

 

Good judgment calls and decisions will bring you many safe miles!

Steve Page

Risk Consultant

 

Media Source: [Broadbent, Alex]. (2017, July 18). Semi-Truck Plows Into A Line Of Cars [Video File]. Retrieved from https://youtu.be/Dei1B1n_c6Q

Work Zone Safety

Posted April 1, 2019 by Erin

At Cline Wood, a Marsh & McLennan Agency, it’s our mission to partner with you in ensuring your drivers are safe, accident-free, and avoid costly claims that can have a major impact on both your drivers and your business. Below are several great safe driving tips that we strongly encourage you to share with your drivers and incorporate into your safety training.

 

Loss Lesson: Slow Down in Work Zones

Before entering a work zone, decrease your speed, merge into the correct lane well ahead of any lane closures, and be prepared to slow down or stop suddenly.25 Speed increases perception-reaction distance, braking distance, and stopping distance.17

Did You Know? Nearly a quarter of all work-zone deaths in 2006 involved a large truck.26

Did You Know? In October 2003, a CMV driver was traveling at 60 mph in a 45 mph work zone on the Jane Addams Memorial Tollway in Illinois. The truck driver rear-ended a 25-passenger bus. The crash caused a five-vehicle pileup, killing 8 women and injuring about a dozen others. As a result of the crash, the truck driver was charged and convicted of reckless homicide and sentenced to 4 years in prison.27,28

Source: FMCSA – https://www.fmcsa.dot.gov/safety/driver-safety/cmv-driving-tips-too-fast-conditions

 

 

Tips to Reduce Your Chance of a Work Zone Accident

  • Pay attention to work zone signs.
  • Leave enough space between you and the motorist in front of you.
  • Be prepared to stop or slow unexpectedly.
  • Expect to stop when you see a FLAGGER AHEAD sign.
  • If stopped or slowed in a traffic queue, consider turning on your flashers to warn traffic coming up behind you.
  • Watch for traffic and workers going into or out of the work zone.
  • Get into the open lane as soon as possible at lane closures.
  • Be aware of motorists racing to get ahead of you or trying to turn in front of you at the last second.
  • Use alternative routes to avoid work zones whenever feasible.

 

Click HERE for a complete, downloadable flyer

Source: Work Zone Safety Consortium – www.workzonesafety.org

 

 

Disclaimer:

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

Grain Bin Safety Week 2019 – Fires and Explosions

Posted February 22, 2019 by Erin

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  Sparks and molten material in excess of 1000’ F can easily ignite nearby flammable materials, liquids or atmospheres resulting in a fire and/or explosion with potentially catastrophic consequences.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

Follow these guidelines when hot work is performed:

  • Wear appropriate Personal Protective Equipment (PPE) and/or clothing to minimize the potential for burns, trapped sparks and electric shock
  • Utilize fire watches during hot work operations
  • Don’t clean while performing hot work
  • Don’t allow machinery or equipment to be operated or grain to be dumped nearby hot work operations
  • Install a designated fire watch for 30 minutes at the completion of hot work. It’s a good practice to inspect hot work area periodically thereafter and once more before closing

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

Grain Bin Safety Week 2019 – Lock Out Tag Out

Posted February 21, 2019 by Erin

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  Grain bin safety starts with maintaining grain quality in storage, which means learning and  practicing better stored-grain quality management,  while closely monitoring grain condition.  If you can prevent grain spoilage, you may be able to eliminate the leading cause of bin entry.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

Before entering a bin, all mechanical, electrical,  hydraulic and pneumatic equipment, which presents a danger to workers inside grain storage structures, must be de-energized and disconnected; locked out and tagged; blocked off or otherwise prevented from operating by other equally-effective means or methods.  Discharge augers must be disconnected from power, locked out and tagged; and loading augers powered by  a Power Take-Off (PTO) must be shut off and disconnected to eliminate the possibility of someone turning on the auger while someone else is in the bin.

Whenever workers perform service or maintenance on machinery or equipment, they must isolate that equipment from all energy sources.  Workers must use an energy-isolating locking device to lockout equipment, or place a tagging device on it, according to established and documented procedures.

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

2019 Grain Bin Safety Week – Confined Space Entry

Posted February 20, 2019 by Erin

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  The OSHA Grain Handling Facilities standard/rule (29 CFR 1910.272) requires that prior to entering a grain bin, the employer either (1) issue an entry permit or (2) be present during the entire entry.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

The OSHA Grain Handling Facilities standard does apply to the following industry types:

  • Grain elevators
  • Feed and Flour Mills
  • Pelletizing Plants
  • Rice and Corn Mills
  • Soybean Flaking
  • Soy Cake Grinding

The OSHA Grain Handling Facilities standard does apply to the following types of grain storage structures:

  • Bins
  • Silos
  • Grain Tanks
  • Other Grain Storage Structures

Confined Space Entry Procedures also apply to:

  • Pits
  • Tanks
  • Vessels
  • Hoppers
  • Vaults

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

2019 Grain Bin Safety Week – Entrapment and Engulfment

Posted February 19, 2019 by Erin

 

 

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  These hazards include: fires and explosions from grain dust accumulation, suffocation from engulfment and entrapment in grain bins, falls from heights and crushing injuries and amputations from grain handling equipment.  According to researchers at Purdue University, more than 900 cases of grain engulfment have been reported with a fatality rate of 62% in the past 50 years. In 2010, at least 26 U.S. workers were killed in grain engulfment accidents − the highest number on record.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

Storage and handling of grain creates unique hazards.  Potential hazards include engulfment and entrapment, injury from falls, and respiratory and breathing problems from inhalation of dust, molds and allergens.  Be aware of these entrapment and engulfment hazards when working around grain bins:

  • Flowing grain – Grain is flowing when a bin is being unloaded from the bin. Flowing grain can act like quicksand, pulling a person into the grain and entrapping them in a matter of seconds. Suffocation and death is often the result.
  • Bridged grain – Bridged grain occurs when the top layer crusts over a void making the bin appear full. It may look safe, but walking on the bridge may cause it to collapse, engulfing you. Break up the crusted grain from outside the bin with a long pole.
  • Columned grain – Columned grain occurs when grain is stuck to the side walls of a bin, creating very steep slopes. Avalanching can occur, engulfing anyone near the base of the column. Break up the crusted grain from outside the bin with a long pole.
  • Due to the dangers associated with grain bins, youth working on farms and agribusinesses should NEVER enter a grain bin.
  • Engulfment in grain bins can result in multiple fatalities when others attempt to rescue and become victims as well.  Rescues should only be attempted by properly trained and equipped professionals.

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

2019 Grain Bin Safety Week – Safely Entering a Grain Bin

Posted February 19, 2019 by Erin

 

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  Grain bin entry is extremely dangerous and exposes farmers and commercial grain handlers to serious hazards.  Suffocation can occur when  workers are engulfed by grain or when bins develop oxygen-deficient atmospheres.  To add to the tragedy, when other workers or family members attempt to  rescue a person in distress, they too can fall victim.  Although bin entry should always be a last resort to accomplish a task, there are times when workers must  enter a grain bin.  To help  ensure worker safety, all farmers and commercial grain handlers should strictly follow OSHA’s grain-handling standard and requirements for entering a bin, including developing and implementing a written  bin entry program.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

Before any bin-entry activities can occur, OSHA  requires workers to be trained for the specific hazardous work operations they are to perform.  Workers need to understand the hazards, equipment shut-down and  lock-out procedures, air testing and how to properly  tie off when entering above grain that can engulf.  When a worker enters a grain bin from a level at or above the level of the stored grain, or whenever a worker stands on or in stored grain, the worker must use a harness and safety line that’s securely tied to a fixed, overhead-anchor point.  A lifeline attached to any location other than an overhead-anchor point is useless in preventing engulfment and may only serve as a means to locating a body.

Workers should be reminded to never walk down  grain — a practice strictly prohibited under OSHA’s  grain handling standard.  Walking down grain is when a worker walks on top of grain, while equipment is running, in an effort to make it flow.

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp and 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

How to Combat Driver Fatigue in 6 Simple Steps

Posted November 6, 2018 by Administrator

Truck driving isn’t an easy job. With difficult deadlines, limited parking, and ever-changing safety regulations, it’s easy for drivers to become stressed and exhausted. This is a recipe for fatigued driving, which reduces the driver’s ability to perform due to low energy. When drivers are groggy, they can’t react physically or mentally as they could when at maximum alertness. Fleets can use the following methods to battle driver fatigue:

  1. Get adequate sleep. A good night’s sleep is imperative for safe driving. Truck drivers need to stop driving for the day to give themselves enough time to rest to resume work the following morning. Drivers should also avoid getting behind the wheel during hours they would naturally be sleeping. In particular, truck drivers should avoid operating their vehicle between midnight and six in the morning.
  2. Take naps. If a driver begins to feel tired, he or she should take a quick nap if possible. Aim for 15-30 minutes for an optimal energy boost. Any more or less, and the nap may make the driver feel more drowsy, a condition known as sleep inertia.
  3. Avoid medication that causes drowsiness. Most people know allergy medicines can make them feel drowsy. However, a plethora of medications include warnings not to operate heavy machinery while taking them. Muscle relaxers, cold medicine, and sleeping pills are all no go’s while driving a commercial motor vehicle (CMV).
  4. Practice good diet and hydration habits. Drivers should aim to eat their meals at regular hours and intervals to ensure good quality sleep. Going to bed hungry or after gorging on fast food can result in poor rest. Proper hydration is also key to remaining alert. Keep water bottles in the cab for easy access during the day.
  5. Avoid alertness tricks. Turning up the radio or rolling down the window may provide a small initial jolt of energy, but fatigue will quickly take over again. Drinking caffeinated beverages can help, but those can prevent drivers from sleeping later or cause more drowsiness when the driver experiences the inevitable caffeine crash.
  6. Know the signs. Drowsiness can sneak up on drivers, but, if they know the signs, they can pull over and rest before causing an accident. Some of the hallmarks of drowsiness include yawning, heavy eyes, blurry vision, slower reaction times, and impatience.

Following the above tips can help drivers stay alert when operating their CMV. To learn more about improving transportation safety, contact the experts at Cline Wood.

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

Cyber Security Awareness

Posted October 31, 2018 by Erin

Cyber Security is big news these days, and for good reason.  Many large companies have been hit by hackers, and unfortunately some trucking companies have been victims as well.  Take this scenario for example:  Your server is hacked.  The hackers send an email to one of your office workers that purportedly comes from your Chief Operating Officer, and requests a large sum of money be wired to a bank account.  This is a deviation from normal protocol, but the office worker hasn’t been trained in what red flags to look for in emails, and hasn’t been encouraged to question anything suspicious.  So unfortunately the office worker proceeds with the request and wires the money.  The scam isn’t discovered until later that month when your Bookkeeper sees the entry in your bank records.  At that point you call your IT service provider to investigate where the hack originated, if any personal and/or proprietary information was also stolen, and re-install proper security measures to prevent future hacks, but by that time the damage has been done.

Fortunately there are measures your trucking company can put in place to prevent these types of scenarios.  Click HERE to learn about 15 Best Practices to Protect Your Website from Malware & Cyberhacking.  We also encourage your company to review your insurance coverages and speak with your Producer or Account Manager regarding available coverages to help reimburse your company in the event of a loss.  Below is a chart showing types of insurance coverages that may come into play depending upon each unique cyber scenario:

Source: http://www.gccapitalideas.com/2018/07/04/chart-the-cyber-insurance-matrix-explained/

 

For more information or assistance, please contact us at safetrucking@clinewood.com.  We appreciate your safety efforts!

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

 

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