Viewing posts categorised under: Agribusiness

National Safety Month – Slips, Trips & Falls

Posted June 10, 2019 by Erin

National Safety Month – Slips, Trips and Falls in the Trucking Industry

According to the Occupational Safety and Health Administration (OSHA), most incidents in general industry, including trucking, involve slips, trips, and falls. Such incidents cause 15% of all accidental deaths, and are second only to motor vehicles as a cause of fatalities.  Many professional truck drivers are injured each year, and some are killed, as a result of slips, trips and falls.

Slips happen when there isn’t enough friction or traction between a person’s feet and the surface they are walking on. Common causes of slips include walking on wet or oily surfaces, loose or unanchored mats, and flooring that lacks the same degree of traction in all areas.  In the trucking industry common areas of slips include offices, shops, trailer floors, tank ladders and tractor steps.

Trips happen when a person’s foot strikes an object, causing them to lose balance. Workers trip due to a variety of reasons, including clutter in walkways, poor lighting, uncovered cables, drawers being left open, wrinkled carpeting or rugs and uneven walking surfaces.  Common areas for trips in the trucking industry include offices, shops, trailer floors, parking lots and unpaved yards.

Falls occur after someone has slipped or tripped and they tumble to the ground or to a lower surface.  OSHA notes that the majority (67%) of falls happen on the same level resulting from slips and trips. The remaining 30% are falls from a height such as from a trailer floor, loading dock, tank ladder or cab of tractor to the ground.

The staff at RoadKing recommends the following tips for professional truck drivers to eliminate or reduce the frequency and severity of injuries caused by trips, slips and falls:

  • Wear appropriate footwear with good foot and ankle support and slip-resistant soles and heels.
  • Face forward and always use the three points of contact when climbing onto or down from a vehicle.
  • Keep tools, gloves, brushes, fire extinguishers, etc., in their proper places and out of the cab entry/exit path.
  • Observe walking surfaces, looking for any holes, raised elevations, slippery or slick surfaces, obstructions, etc. Use extra caution in adverse conditions, such as snow, ice, rain and mud.
  • When walking around a truck at night, always use a flashlight.
  • Never jump off freight, vehicles or loading platforms.
  • Watch out for “bad housekeeping” such as loose materials, trash, discarded shrink wrap, cargo bars, broken pallets, clutter, etc. on loading docks, parking lots, terminals, etc.
  • Use extreme caution securing/loosening a load on a flatbed.
  • When inside bodies and trailers, be alert for slippery spots and loose material.
  • Because loading docks and ramps are dangerous areas:
    Be conscious of uneven surfaces between the truck/trailer bed and the dock or ramp. Ensure that dock plates/ramps are properly placed. Be careful on dock plates/ramps that are worn smooth or may be slippery. When walking along a loading dock or through a warehouse, be aware of powered material handling equipment.
  • Always check to make sure your truck is finished being loaded/unloaded and that any and all vehicle-restraining devices have been removed before pulling out.
  • Move cautiously and deliberately because inattention, fatigue, stress and haste can increase the risk for a slip, trip or fall. ¹

 

OSHA’s Top 10 Most-cited Violations

Prevent Same-level Slips, Trips and Falls

Flooring Standards and Fall Prevention

 

 

Sources:
¹ https://www.roadking.com/truckers/avoid-trips-and-falls/ (Road King Magazine on 1/1/17 by Warren Eulgen, accessed 6/7/19)
https://www.osha.gov/oshstats/work.html

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

 

Celebrating 35 Years As Your Risk Partner

Posted June 10, 2019 by Erin

In May of 1984, our agency started with the premise to provide superb service with its insurance products to its customers. We think today, these ideals still stand and then some.

Over the last 35 years, as the transportation industry has gone through shifts and changes, our agency has been right there with it, adjusting, adapting and learning how to navigate the market. We know transportation, and we speak the language.

 

 

Through the years of market changes, we have gained experience and knowledge that has helped us to develop a unique offering of safety, claims and risk management strategies and personnel to help you meet your coverage needs.

Our custom insurance solutions set us apart from the competition in successfully meeting the distinctive needs of the transportation market. Knowing the risk issues of your business is one of the key elements of delivering our signature services and solutions.

We are very proud of, and excited about the team of Risk Consultants we’ve assembled to help educate and guide our clients regarding safety best practices. To meet them and learn more about their safety offerings Click Here.

Thank you for trusting us to be your partner!

Here are several ways learn more about our agency and offerings:

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

Meet Our Claims & Risk Consulting Team

Posted June 10, 2019 by Erin

Meet our Claims & Risk Consulting Team

As a client of Cline Wood, a Marsh & McLennan Agency, you have full access to a broad spectrum of risk management services, as well as a committed partner in managing your business from a safety perspective. We are very proud of, and excited about the team we’ve assembled to help educate and guide our clients regarding safety best practices.


Read Steve Page’s Consultant Spotlight here!

 


Read Kenny Ray’s Consultant Spotlight here!

 


Read Scott Dunwiddie’s Consultant Spotlight here!

We have found our most valuable resource is our ability to act as an in-house safety consultant for our clients. We work closely with our clients to understand their needs and collaborate with them to make sure we are providing REAL VALUE to their program. Our goal is to provide our resources to improve their company’s overall safety culture, therefore increasing their overall profitability.

This can be accomplished by enhancing the existing safety program by focusing on two main areas that most transportation and logistics firms struggle with:

Claims Consultation, Strategy and Advocacy
We understand the cost of claims, and we work with our clients to minimize the various exposures. Our in house claims department serves as an advocate for our clients on issues such as coverage, self-insured retentions, and document production. This department provides multi-party or one-on-one consultation related to the investigation, reserving, subrogation and timely settlement of the client’s claims. We work with our clients to evaluate their claims reporting processes to mitigate losses and aggressively adjudicate claims.

Individualized Safety and Risk Education and Consultation
Whether it be mentoring, educating or advocating, our risk consulting team is ready to work hands on with our clients to tailor our services to their insurance and risk management needs. Our team understands the risk, safety, loss prevention and claims support needs that your company has and can work with you to develop a strong safety culture to help you succeed in the current transportation industry. We partner with our clients to provide resolutions to and/or education on any number of client challenges. Here are just a few of the safety services we provide:

  • Review of current safety policies & procedures through internal DOT and OSHA compliance guidance. Identify regulatory and cultural gaps, develop corrective actions and deliver training specific to the identified needs.
  • Evaluate current driver recruiting and hiring guidelines and driver retention practices. Assist in building future hiring guidelines with further training considered to better develop new drivers.
  • Evaluating initial driver orientation and ongoing driver training for driving and WC with emphasis on defensive driving and industry-specific practices (proper lifting, trips, slips and falls, etc.).

We look forward to partnering with you to establish a high level safety culture by determining your current transportation safety strengths and weaknesses through the initiatives outlined above.

 

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

Consultant Spotlight – Steve Page

Posted June 10, 2019 by Erin

Whether it be mentoring, educating or advocating, our risk consulting team is ready to work hands on with our clients to tailor our services to their insurance and risk management needs. Our team understands the risk, safety, loss prevention and claims support needs that your company has and can work with you to develop a strong safety culture to help you succeed in the current transportation industry.

Let’s get to know Steve Page through this Fast Five Q&A!

How did you get your start in Transportation? 
In 1981 when conventional wasn’t cool, back when you had to stop and find a phone to call and we dispatched without a computer and used an atlas. I began this transportation journey as a tractor trailer parts manager at a local trucking company.

Why is safety important to you?
Trucking and Trucking Safety are two of the most crucial jobs in the world, because without safe pickup and delivery of freight our world would come to a halt. Yet Trucking and Trucking Safety are probably two of the riskiest businesses you can be in due to so many variables.

What do you feel is your greatest strength as a Risk Consultant?
Knowledge of the Transportation business beyond compliance, due to my years of experience as a safety director with a trucking carrier.

What are the top 3 things a trucking company should focus on to reduce risk and improve their safety culture?

  • Creating a Safe Culture that sets you above the others
  • Live the Safety Culture you promote
  • Coach, Teach, Coach

Why are you proud to work for Cline Wood, a Marsh & McLennan Agency?  
We are able to help our clients move up to the next level in safety culture, where they want to be. We’re also able to show safety underperformers what they are missing by setting the bar for and sharing benefits of their next level of safety culture. Carefulness costs you nothing, Carelessness costs lives.

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

 

Consultant Spotlight – Kenny Ray

Posted June 10, 2019 by Erin

Whether it be mentoring, educating or advocating, our risk consulting team is ready to work hands on with our clients to tailor our services to their insurance and risk management needs. Our team understands the risk, safety, loss prevention and claims support needs that your company has and can work with you to develop a strong safety culture to help you succeed in the current transportation industry.

Let’s get to know Kenny Ray through this Fast Five Q&A!

How did you get your start in Transportation? 
As the son of a lifelong OTR driver, I have been in and around the industry my entire life.  My Dad taught me to drive a truck as a teenager. Up until a few years ago I held a Texas Class A CDL with every endorsement including HazMat and passenger. I entered the profession full time as a Texas State Trooper enforcing CMV regulations and conducting DOT Audits in 1987.

Why is safety important to you?
I have investigated hundreds of traffic crashes and witnessed firsthand the devastation resulting from unsafe acts and equipment. I am totally committed to reducing or eliminating that devastation.

What do you feel is your greatest strength as a Risk Consultant?
Making a measurable difference for a trucking company through high quality training and by providing comprehensive regulatory guidance and assistance.

What are the top 3 things a trucking company should focus on to reduce risk and improve their safety culture?

  • Safety must be a bedrock principle, not a priority.
  • Policies must be sound and be followed.
  • Quality training can make a positive difference.

Why are you proud to work for Cline Wood, a Marsh & McLennan Agency?  
We genuinely care about our clients and are committed to bringing value to their trucking operations.

 

 

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

 

 

Tough Winter Leads to Challenging Spring

Posted April 26, 2019 by Erin

Several ranchers have just faced one of the roughest and most challenging winters in recent years.  As a result of the dicey winter, producers are now facing an unfavorable spring.

The cold and wet conditions that were present during the winter have led to thinner-than-normal cows. When discussing those conditions, Justin Waggoner, a beef systems specialist with K-State Research and Extension, said, “…both of those [cold and wet] increase the energy requirements of the cows.” It takes more energy stores for a cow to do any of their normal, daily activities in the mud than it would if they were on dry ground. When talking specifically about the impact of the cold weather, Waggoner notes, “When those temperatures drop below 18 degrees, we can see a pretty dramatic increase in energy requirements.” [1]

When producers are trying to maintain body condition in their herd, it is helpful to focus on the protein and energy need. Waggoner explained that protein sources were usually well covered by supplementation, but quality energy sources can often be lacking. To rectify that concern, high-fiber sources of energy can often be a producer’s strongest bet. Producers are currently dealing with a hay supply that is both tight and expensive. As a result, concentrated nutrition sources – like range cubes or dried distillers grain – could play a major role in benefiting the health of producers’ herds.[1]

If a producer is unable to maintain or improve the body conditioning of their cattle, they may want to consider culling a little more aggressively than usual during this season of their operation. If you are looking for additional ways to ensure the success of your operation, let Cline Wood, a Marsh & McLennan Agency help. Our team takes pride in understanding the Agribusiness industry and the unique insurance needs these operations require. We partner with our clients to provide a comprehensive safety and risk management program specific to your needs. We look forward to answering any questions you may have regarding coverage for your commercial business, email or call us today.

 

Resources:  [1] Kansas State University Research And Extension. (2019, April 3). Tough Winter Leads to Challenging Spring for Kansas Cattlemen. Retrieved from Drovers: Driving the Beef Market: tough-winter-leads-challenging-spring-kansas-cattlemen

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

 

Grain Bin Safety Week 2019 – Fires and Explosions

Posted February 22, 2019 by Erin

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  Sparks and molten material in excess of 1000’ F can easily ignite nearby flammable materials, liquids or atmospheres resulting in a fire and/or explosion with potentially catastrophic consequences.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

Follow these guidelines when hot work is performed:

  • Wear appropriate Personal Protective Equipment (PPE) and/or clothing to minimize the potential for burns, trapped sparks and electric shock
  • Utilize fire watches during hot work operations
  • Don’t clean while performing hot work
  • Don’t allow machinery or equipment to be operated or grain to be dumped nearby hot work operations
  • Install a designated fire watch for 30 minutes at the completion of hot work. It’s a good practice to inspect hot work area periodically thereafter and once more before closing

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

Grain Bin Safety Week 2019 – Lock Out Tag Out

Posted February 21, 2019 by Erin

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  Grain bin safety starts with maintaining grain quality in storage, which means learning and  practicing better stored-grain quality management,  while closely monitoring grain condition.  If you can prevent grain spoilage, you may be able to eliminate the leading cause of bin entry.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

Before entering a bin, all mechanical, electrical,  hydraulic and pneumatic equipment, which presents a danger to workers inside grain storage structures, must be de-energized and disconnected; locked out and tagged; blocked off or otherwise prevented from operating by other equally-effective means or methods.  Discharge augers must be disconnected from power, locked out and tagged; and loading augers powered by  a Power Take-Off (PTO) must be shut off and disconnected to eliminate the possibility of someone turning on the auger while someone else is in the bin.

Whenever workers perform service or maintenance on machinery or equipment, they must isolate that equipment from all energy sources.  Workers must use an energy-isolating locking device to lockout equipment, or place a tagging device on it, according to established and documented procedures.

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

2019 Grain Bin Safety Week – Confined Space Entry

Posted February 20, 2019 by Erin

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  The OSHA Grain Handling Facilities standard/rule (29 CFR 1910.272) requires that prior to entering a grain bin, the employer either (1) issue an entry permit or (2) be present during the entire entry.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

The OSHA Grain Handling Facilities standard does apply to the following industry types:

  • Grain elevators
  • Feed and Flour Mills
  • Pelletizing Plants
  • Rice and Corn Mills
  • Soybean Flaking
  • Soy Cake Grinding

The OSHA Grain Handling Facilities standard does apply to the following types of grain storage structures:

  • Bins
  • Silos
  • Grain Tanks
  • Other Grain Storage Structures

Confined Space Entry Procedures also apply to:

  • Pits
  • Tanks
  • Vessels
  • Hoppers
  • Vaults

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

2019 Grain Bin Safety Week – Entrapment and Engulfment

Posted February 19, 2019 by Erin

 

 

The grain handling industry is a high hazard industry where workers can be exposed to numerous serious and life threatening hazards.  These hazards include: fires and explosions from grain dust accumulation, suffocation from engulfment and entrapment in grain bins, falls from heights and crushing injuries and amputations from grain handling equipment.  According to researchers at Purdue University, more than 900 cases of grain engulfment have been reported with a fatality rate of 62% in the past 50 years. In 2010, at least 26 U.S. workers were killed in grain engulfment accidents − the highest number on record.  To educate employers, employees and the public about safety in the grain handling industry, Grain Bin Safety Week is held February 17-23, 2019.

Storage and handling of grain creates unique hazards.  Potential hazards include engulfment and entrapment, injury from falls, and respiratory and breathing problems from inhalation of dust, molds and allergens.  Be aware of these entrapment and engulfment hazards when working around grain bins:

  • Flowing grain – Grain is flowing when a bin is being unloaded from the bin. Flowing grain can act like quicksand, pulling a person into the grain and entrapping them in a matter of seconds. Suffocation and death is often the result.
  • Bridged grain – Bridged grain occurs when the top layer crusts over a void making the bin appear full. It may look safe, but walking on the bridge may cause it to collapse, engulfing you. Break up the crusted grain from outside the bin with a long pole.
  • Columned grain – Columned grain occurs when grain is stuck to the side walls of a bin, creating very steep slopes. Avalanching can occur, engulfing anyone near the base of the column. Break up the crusted grain from outside the bin with a long pole.
  • Due to the dangers associated with grain bins, youth working on farms and agribusinesses should NEVER enter a grain bin.
  • Engulfment in grain bins can result in multiple fatalities when others attempt to rescue and become victims as well.  Rescues should only be attempted by properly trained and equipped professionals.

To download a PDF of this information to share with your team, click HERE.

For more information visit www.grainbinsafetyweek.com

 

Source: https://www.nationwide.com/agribusiness-risk-management-options.jsp

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

Copyright © 2019 Cline Wood.