Viewing posts from: January 2015

Commercial Agribusiness Coverages – Do You Know What Your Plan Is Missing?

Posted January 29, 2015 by Administrator

Agribusiness represents this country’s largest industry, and protecting your assets, production, and liability in an effective and cost-effective manner can prove challenging. But failing to obtain coverage can spell ruin for your business and have a significant impact on the customers you serve. Understanding which risk exposures you face and how to best protect your agribusiness is our business. We represent top agribusiness insurance carriers across the country with access to all types of insurance programs including but not limited to:

  • Livestock Auction Markets
  • Feedlots-Commercial Operations
  • Hog Confinement Operations-Commercial Operations
  • Feed Milling & Blending
  • slideshow-09Fertilizer Mixing & Blending
  • Country Elevators
  • Seed Dealers
  • Feed, Grain & Hay Dealers
  • Fertilizer Dealers & Storage – with or without application
  • Growers & Shippers
  • Dairy Operations
  • Milk Haulers

To learn more, just ask us.

Transportation Rules and Regulations: Distracted Driving

Posted January 21, 2015 by Administrator

Most trucking company owners are aware of the fact that distracted drivers can result in a high frequency of accidents and subsequent claims. So how can employers combat this?

Workshops and seminars are a quick and effective path to success. Focus on the following:freight transportation by truck

  • shutterstock_121178299Using handheld devices is against the law
  • Drivers should not attempt to make or accept calls while driving
  • They should not be texting either
  • If a call or text is urgent then pull over to the side of the road first
  • Use voicemail services to indicate to the caller that you are driving
  • Installing GPS Smartphones, mp3 players etc. can be distracting
  • Employ disciplinary action for those staff who do not abide by the rules
  • Employ and install hands-free capability on all devices owned by the company
  • Limit consumption of food and drink while driving
  • Ensure the proper working order of the vehicle before departing

It’s important for higher management to get their staff to understand the significant impact of distracted driving and the substantial fines and penalties associated with said behavior.

Cline Wood offers great expertise in transportation safety and risk management. To learn more, contact us.

Hazardous Winter Conditions: Are Your Drivers Prepared?

Posted January 13, 2015 by Administrator

freight transportation by truckWinter driving presents a variety of challenges for transportation professionals in many parts of the country. Whether facing snowdrifts, torrentials rains, ice patches, or even just shortened days, the likelihood of an accident increases. Fleet safety should always be a high priority, but this is especially true in winter. There are, however, a number of steps that can be taken to avoid commonly contributing factors, mitigating your overall loss exposure. These include:

  • Checking the regional weather forecasts – don’t let a storm take you by surprise
  • Increased following distance – longer stopping distance in bad weather is critical in avoiding accidents
  • Allow extra time for weather delays – make sure to set expectations realistic to the road conditions
  • Winterize equipment – tires, belts, chains, defrosters, wipers, and other equipment should be ready for inclement weather
  • Decreased speed – in all areas, decreasing speed as appropriate will ultimately benefit everyone, reducing accidents can save time

Additionally, winter is an important time to sharpen your skills. Review your comfort level with smooth shifting, gradual and anticipated braking, curve handling, route planning, and other related behaviors. To learn more, contact us.

Texting & Other Distractions – How Much Are They Costing Your Fleet?

Posted January 6, 2015 by Administrator

Commercial drivers know that distractions while driving increase the likelihood of an accident. But many overlook some of the more mundane distractions they might encounter while on the road. Additionally, specific distractions now carry substantially increased fines and penalties in many states, with more on the way. Avoiding accidents, as well as large fines and court appearances, may mean redifining what operators consider distracting. These distractions include:

  • Eating – requires operators to remove one hand from the wheel, and usually to make eye contact with the food, shifting visual focus away from the road.
  • Drinking – requires operators to remove one hand from the wheel. Additionally, beverages can be hotter or colder than expected, or spill, any of which can cause significant distraction.
  • Radio – audio entertainment and/or nonessential communications should be minimized, so as to maintain focus on the roadway conditions, traffic, etc.
  • Texting – highly visually distracting, and now carries heavy fines and penalties in many states, including mandatory court appearance.
  • Navigation System – adjusting navigational information can draw one’s attention away from the road for far too long – pull over to make changes to your navigation.
  • Cell Phones – talking on a cell phone without a hands-free device means one hand off the wheel and/or the abnormal positioning of other body parts (chin on shoulder, knee on wheel, etc) which can lead to significant and unnecessary risk.

To learn more about reducing driver distractions in your fleet, contact us.

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