Viewing posts from: October 2015

Recreational Vehicle Safety Tips

Posted October 27, 2015 by Administrator

Fall has begun and the warm weather combined with the turning of the leaves makes it the perfect time to go on one last family outing in your recreational vehicle. If you are going on a trip with your loved ones, make sure you follow these RV safety tips.

Don’t Stand So Close

One mistake many new RV owners make is they forget the size of the vehicle they are driving. A recreational vehicle is bigger, wider and heavier than the car you are used to driving. This means you need to follow some precautions.

Increase the following distance of the vehicles in front of you by 20% to give you enough time to stop. You will also want to give yourself 20% more room when you are margining into traffic.

Keeping Clear

Another mistake rookie RV travelers make is that they forget about potential clearance issues. The roof of a recreational vehicle is higher than the family minivan, and this can get you into trouble. One way to avoid clearance issues is to remember to add 20% to your height when you are going under bridges, parking in carports and traveling under trees.

Another useful tip is to write down the height of your RV and put it on your dashboard so you know the exact clearance you need.

 Give Yourself a Brake

The brakes on a RV are different from what most drivers are used to. Air brakes have a slight delay from the time you press the pedal until the time the vehicle starts to decelerate. Don’t put more pressure on the brakes or pump them repeatedly thinking there is something wrong. If you slam on the brakes, you can cause the vehicle to swerve or stop too quickly, causing vehicles behind you to have to brake to avoid a collision.

Keep your family safe on their journey with these recreational vehicle safety tips and with RV insurance. To learn more, contact us.

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Transportation Jobs in the US on the Rise

Posted October 20, 2015 by Administrator

shutterstock_250505056 - CopyThe ADP’s National Employment indicates that the country has seen an uptick in employment in the last two months.  While some industries, such as manufacturing, saw a downturn in job creation, transportation and overall the outlook for new jobs in the US was positive for the month of September. The US economy was able to create 200,000 new jobs a month and many people are taking this to mean that full employment is achievable in the near future.

Large corporations of 1,000 plus employees created most of these jobs, but with the transportation industry seeing a job deficit, any forward movement is a good sign. According to the data, 39,000 of the new jobs in September were in transportation and utility. While small companies may have had some concerns about the economy, the job growth can help improve the economy, which may encourage the small companies to grow and add positions.

Mark Zandi of Moody’s Analytics and Economists surveyed by Bloomberg believe that job gains prove that employment improvements have reached a steady pace and there was a gain of 202,000 jobs again in September.

To learn more about transportation staffing, coverages, and best practices, contact us.

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Specialty Food Demand Outstripping Supply

Posted October 13, 2015 by Administrator

Gluten-Free-GrainsThere is a demand in the US for more than just organic food. As more consumers are embracing eating healthy, there has become a growing trend for specialty food items. As restaurants, grocery chains and companies struggle to meet this demand, the weak link in the supply chain is the growers.

Specialty Food

As the understanding of organic food becomes mainstream, many consumers have begun to prefer specific types of organic foods, including:

  • Non-GMO
  • Gluten Free
  • Anti-biotic
  • Hormone Free

Two-thirds of consumers admit that they frequently purchase these items at grocery stores and request them when dining out. Once they have decided on a preference they are consistent in their buying habits.

 Businesses Struggling to Meet Demand

The demand is large enough that restaurants and grocery companies have struggled to meet the demand and a supply chain has formed. However, despite the fact that organic food sales are up over 80%, growers are the weakest link in this chain.

Not Enough Organic Farms

As of right now, over 14,000 farms are certified organic, with the majority of them residing in California. Many farms are reluctant to begin the three-year process of converting to an organic farm without a guarantee the move will be profitable.

Many Companies Dealing Direct

In order to encourage more farmers and guarantee a steady supply of produce, some companies, such as Walmart, are dealing directly with famers and agreeing to contracts that assure the farms a specific price if they guarantee delivery. This benefits both the farmers and the grocery chains as they struggle to find a way to make healthy food beneficial to their bottom line.

Specialty foods aren’t a fad; they are a trend that is only going to grow. US food producers can’t meet current levels and as demand increases, the US is going to have to struggle to catch up.

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Risk Management Strategies You May Not Have Considered

Posted October 1, 2015 by Administrator

man and truckWhen you’re an independent contractor, commercial insurance costs can be prohibitive. You may try to maintain a clean driving record, follow DOT regulations and drive defensively to avoid accidents. But there are other risk management strategies you may not have considered that can lower insurance rates.

Monitor Credit Rating

A clean driving record is important, but so is a good credit score. Insurance companies often look at an individual’s credit rating when creating a commercial insurance quote.

A poor credit score equals poor decision making skills according to insurance companies. Poor decision making may mean reckless driving and an increase risk of getting a ticket or having an accident.

Increase Deductible

Most of the time an independent contractor is looking to cut costs when it comes to insurance. However, if you increase your deductible you will be able to decrease your overall insurance rate.

If your insurance is high you may want to take a look at your deductible and see if you can change it to lower your rates.

Connect with a Partner

A driving partner can help you by splitting the time on the road and increase the number of contracts you can manage. A co-driver can help your hurt your commercial insurance rates. You need to know their driving record and credit rating in addition to their experience.

By carefully vetting a potential co-driver you can help your business while managing your risks.

Independent commercial truck driving is a bumpy path that some drivers can’t navigate. By managing risks you are able to improve your company’s reputation while decreasing the cost of commercial insurance.

In addition to the standard risk management practices you will want to consider other aspects such as a co-driver, credit history and insurance deductible. To learn more about transportation safety, risk reduction, and best practices, contact us.

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